/* 머니트립 공통 스타일 */
:root{
  --navy:#16284A;
  --navy-2:#20375F;
  --ink:#1B2332;
  --muted:#5A6476;
  --line:#DCE2EA;
  --bg:#F4F6F9;
  --paper:#FFFFFF;
  --teal:#0B7A75;
  --teal-soft:#E3F2F1;
  --amber:#F5B841;
  --warn:#9A5B00;
  --warn-bg:#FFF4DE;
  --radius-lg:14px;
  --radius-sm:8px;
  --font:"IBM Plex Sans KR","Apple SD Gothic Neo","Malgun Gothic",system-ui,sans-serif;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--font);color:var(--ink);background:var(--bg);line-height:1.7;font-size:16px;word-break:keep-all}
a{color:var(--teal)}
a:hover{text-decoration-thickness:2px}
img{max-width:100%}
:focus-visible{outline:3px solid var(--amber);outline-offset:2px}

/* 헤더 */
.site-head{background:var(--navy);color:#fff}
.site-head .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:14px 20px;max-width:1080px;margin:0 auto;flex-wrap:wrap}
.logo{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none;font-weight:700;font-size:1.25rem;letter-spacing:-.01em}
.logo svg{width:30px;height:30px}
.nav{display:flex;gap:4px;flex-wrap:wrap}
.nav a{color:#DCE5F5;text-decoration:none;padding:6px 12px;border-radius:999px;font-size:.95rem}
.nav a:hover,.nav a[aria-current="page"]{background:var(--navy-2);color:#fff}

main{max-width:1080px;margin:0 auto;padding:24px 20px 56px}
.crumbs{font-size:.88rem;color:var(--muted);margin:0 0 12px}
.crumbs a{color:var(--muted)}
h1{font-size:clamp(1.6rem,3.4vw,2.2rem);line-height:1.3;margin:0 0 10px;letter-spacing:-.02em}
h2{font-size:1.35rem;line-height:1.4;margin:40px 0 12px;letter-spacing:-.01em}
h3{font-size:1.08rem;margin:24px 0 8px}
.lead{color:var(--muted);font-size:1.05rem;max-width:68ch;margin:0 0 24px}
.prose{max-width:72ch}
.prose p,.prose li{margin:0 0 12px}
.prose ul,.prose ol{padding-left:1.3em}

/* 출발 안내판 스타일 환율 보드 (사이트의 대표 요소) */
.board{background:var(--navy);color:#fff;border-radius:var(--radius-lg);padding:20px 22px;margin:0 0 28px}
.board-head{display:flex;justify-content:space-between;align-items:baseline;gap:12px;flex-wrap:wrap;margin-bottom:12px}
.board-head h2{margin:0;font-size:1.1rem;color:#fff}
.board-time{color:#B9C6DD;font-size:.88rem}
.board table{width:100%;border-collapse:separate;border-spacing:0 6px}
.board th{text-align:left;font-weight:400;color:#B9C6DD;font-size:.85rem;padding:0 10px}
.board td{background:var(--navy-2);padding:12px 10px;vertical-align:middle}
.board td:first-child{border-radius:8px 0 0 8px}
.board td:last-child{border-radius:0 8px 8px 0}
.board .code{font-weight:700;font-size:1.05rem}
.board .cname{display:block;color:#B9C6DD;font-size:.82rem}
.board .num{font-variant-numeric:tabular-nums;font-size:clamp(1.15rem,2.6vw,1.6rem);font-weight:600;color:var(--amber);letter-spacing:.01em;white-space:nowrap}
.board .num.sub{color:#E9EEF7;font-size:clamp(1rem,2.2vw,1.2rem);font-weight:500}
.board .note{color:#B9C6DD;font-size:.82rem;margin:10px 0 0}
.board-wrap{overflow-x:auto}

/* 계산기 패널 */
.calc{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius-lg);padding:22px;margin:0 0 12px}
.calc-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:16px}
.field label{display:block;font-weight:600;font-size:.92rem;margin-bottom:6px}
.field .hint{display:block;color:var(--muted);font-size:.82rem;margin-top:4px;line-height:1.5}
.field input,.field select{width:100%;font:inherit;font-size:1.05rem;padding:11px 12px;border:1px solid #C5CEDA;border-radius:var(--radius-sm);background:#fff;color:var(--ink)}
.field input:focus,.field select:focus{border-color:var(--teal);outline:2px solid var(--teal-soft)}
.seg{display:flex;border:1px solid #C5CEDA;border-radius:var(--radius-sm);overflow:hidden}
.seg button{flex:1;font:inherit;padding:10px 8px;border:0;background:#fff;color:var(--ink);cursor:pointer}
.seg button+button{border-left:1px solid #C5CEDA}
.seg button[aria-pressed="true"]{background:var(--teal);color:#fff;font-weight:600}

.result{margin-top:20px;border-top:2px solid var(--ink);padding-top:16px}
.result-main{font-size:clamp(1.5rem,4vw,2.1rem);font-weight:700;font-variant-numeric:tabular-nums;letter-spacing:-.01em;margin:0}
.result-label{color:var(--muted);font-size:.9rem;margin:0 0 2px}
.result-rows{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:12px 20px;margin-top:14px}
.result-rows div{border-left:3px solid var(--teal-soft);padding-left:12px}
.result-rows dt{color:var(--muted);font-size:.85rem}
.result-rows dd{margin:0;font-weight:600;font-variant-numeric:tabular-nums}
.ok{color:var(--teal);font-weight:700}
.no{color:#B3261E;font-weight:700}

.notice{background:var(--warn-bg);color:#5C3B00;border-radius:var(--radius-sm);padding:12px 14px;font-size:.92rem;margin:14px 0}
.status{color:var(--muted);font-size:.85rem;margin:8px 0 0}

/* 표 */
.table-wrap{overflow-x:auto;margin:12px 0 20px}
table.data{border-collapse:collapse;width:100%;min-width:420px;background:#fff;font-size:.95rem}
table.data th,table.data td{border-bottom:1px solid var(--line);padding:10px 12px;text-align:left}
table.data th{background:#EDF1F6;font-weight:600}
table.data td.r,table.data th.r{text-align:right;font-variant-numeric:tabular-nums}

/* 목록형 링크 (허브 페이지) */
.tool-list{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:2px;background:var(--line);border:1px solid var(--line);border-radius:var(--radius-lg);overflow:hidden}
.tool-list li{background:var(--paper)}
.tool-list a{display:block;padding:16px 18px;text-decoration:none;color:var(--ink);height:100%}
.tool-list a:hover{background:#F7FAFC}
.tool-list strong{display:block;color:var(--teal);font-size:1.05rem}
.tool-list span{color:var(--muted);font-size:.9rem}

.section-title{display:flex;justify-content:space-between;align-items:baseline;gap:12px;margin:40px 0 12px}
.section-title h2{margin:0}

/* FAQ */
.faq details{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius-sm);padding:12px 16px;margin:0 0 8px}
.faq summary{cursor:pointer;font-weight:600}
.faq details p{margin:10px 0 0}

.meta-box{border-top:1px solid var(--line);margin-top:40px;padding-top:16px;color:var(--muted);font-size:.88rem}
.meta-box p{margin:0 0 6px}

/* 푸터 */
.site-foot{background:#E9EDF3;color:var(--muted);font-size:.88rem}
.site-foot .wrap{max-width:1080px;margin:0 auto;padding:28px 20px}
.foot-links{display:flex;flex-wrap:wrap;gap:6px 18px;margin:0 0 12px;padding:0;list-style:none}
.foot-links a{color:var(--ink)}
.site-foot p{margin:0 0 6px}

@media (max-width:640px){
  main{padding:18px 16px 44px}
  .calc{padding:16px}
  .board{padding:16px}
  .nav{flex-wrap:nowrap;overflow-x:auto;width:100%;-webkit-overflow-scrolling:touch}
  .nav a{padding:5px 10px;font-size:.92rem;white-space:nowrap}
}
@media (prefers-reduced-motion:reduce){*{transition:none!important;animation:none!important}}

/* 홈 첫 화면: 큰 메뉴 버튼 3개 */
.hub-buttons{list-style:none;margin:8px 0 32px;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.hub-buttons a{display:flex;flex-direction:column;gap:12px;height:100%;padding:24px 22px;background:var(--navy);border:1px solid var(--navy);border-radius:var(--radius-lg);text-decoration:none;color:#fff}
.hub-buttons a:hover{background:var(--navy-2);border-color:var(--amber)}
.hub-buttons svg{width:88px;height:88px;flex:none;background:#fff;border-radius:18px;padding:6px}
.hub-buttons strong{font-size:1.35rem;letter-spacing:-.01em}
.hub-buttons span{color:#C8D3E6;font-size:.93rem;line-height:1.55}
.hub-buttons a div{display:flex;flex-direction:column;gap:6px}
.hub-buttons .en{font-style:normal;font-weight:600;font-size:.92rem;letter-spacing:.01em;color:var(--amber);margin-top:-4px}

@media (max-width:760px){
  .hub-buttons{grid-template-columns:1fr;gap:10px}
  .hub-buttons a{flex-direction:row;align-items:center;padding:16px 18px;gap:16px}
  .hub-buttons svg{width:68px;height:68px}
  .hub-buttons a div{display:flex;flex-direction:column;gap:2px}
  .hub-buttons strong{font-size:1.2rem}
}